Terms and Conditions for raventolixa.com services
These terms set out your rights and responsibilities when using raventolixa.com. Please read carefully before subscribing or using our services.
October 7, 2025
Acceptance of terms
By accessing or using our services, you agree to these terms and any updates. If you do not agree, do not use the website or subscribe to our planning service.
Definitions
Key terms used in these Terms and Conditions are defined below.
‘Service’ refers to the subscription-based financial planning and related consultations provided by raventolixa.
‘User’ means any person accessing raventolixa.com or subscribing to the service.
‘Content’ includes all website materials, communications, and documents provided by raventolixa.
‘Subscription’ means your agreement to pay a recurring fee for access to our planning services.
Service usage
Users may access planning consultations and related content for personal, non-commercial purposes only. Redistribution or resale is prohibited.
Eligibility
Our services are available to individuals 18 years and older residing in Australia. By using our site, you confirm you meet these requirements.
Proof of age or residence may be required.
User responsibilities
You agree to use raventolixa.com and its services lawfully and ethically.
Prohibited uses
Do not misuse our website or services.
Intellectual property
All content on raventolixa.com, including text, graphics, and branding, is owned by raventolixa and protected by law. Reproduction or use without permission is prohibited.
User content
You may submit enquiries or feedback. By doing so, you grant raventolixa a non-exclusive right to use submitted content for service improvement.
Your content rights
We respect your privacy. Your submissions are used only for service purposes and not shared externally without consent.
Privacy and data protection
Your information is handled according to our Privacy Policy. We take privacy seriously and comply with applicable Australian regulations.
View Privacy PolicyDisclaimer and limitation of liability
Use our services at your own risk. Please see our Disclaimer for more details.
Important disclaimer
We do not guarantee outcomes from consultations. Results may vary for each user.
Limitation of liability
raventolixa is not liable for any indirect or consequential damages arising from your use of our website or services.
Indemnification
You agree to indemnify raventolixa for any claims resulting from your breach of these terms or misuse of the site.
Dispute resolution procedures
We aim to resolve disputes quickly and fairly through direct contact.
Arbitration
Unresolved disputes may be referred to arbitration in Australia, following applicable laws.
Arbitration does not affect your statutory rights as a consumer.
Online dispute resolution
European users may access the EU’s Online Dispute Resolution platform for cross-border issues.
Read our ODR informationSeverability
If any part of these terms is unenforceable, the rest remain in effect.
Entire agreement
These terms, together with our Privacy Policy and Disclaimer, constitute the full agreement between you and raventolixa.
Applicable law and venue
These terms are governed by the laws of Australia. Disputes will be addressed in Australian courts.
Termination
We may suspend or terminate your access for breach of terms or unlawful activity at our discretion.
Policy changes
We may amend these terms at any time. Continued use after changes indicates acceptance.
Contact for terms
If you have questions about these terms, please reach out to our team.
Email address: content@raventolixa.com
Phone number: +61 3 5070 1654
Mailing address: 365 Little Collins St, Melbourne, VIC 3000 Australia
Effective date: October 7, 2025
Version: 3